Don't let back to school expenses CRUSH your budget!  Stop by one of our offices to apply for a Back to School Loan today!    You can borrow up to $2,000 for 12 months at a great rate of 9.50%. Use the money to purchase back to school clothes/books/supplies, pay off other debts or get that new computer you've been wanting! While others are saying "NO," we are saying "YES!" to our members! Come see us and apply for your Back to School Loan and send your student back to school in style!   Back to School Loans are available through September 30th!  *All advertised rates are based on credit scores and loan term and are subject to change without notice. Membership to the credit union is required for all loans.

Can I become a member of 1st Patriots?  ABSOLUTELY!! As a community chartered credit union, 1st Patriots is able to offer memberships to anyone who lives, works, worships or attends school in York County, SC!! If you want to experience the benefits of belonging to a growing credit union that puts our members 1st, please click here to learn more and apply online, or come by and see us at our Rock Hill or Fort Mill locations! We would love to meet you!!      Home Banking is located on the right hand side below our rates or you can click the graphic below:      "We put YOU 1st!" As always, our goal is to put our members 1st! Please check back periodically for website updates or other important 1st Patriots Federal Credit Union news. We look forward to growing our web page around your needs.            FRAUD ALERT!! If you have received a text message or voicemail claiming that your 1st Patriots debit or credit card has been compromised, please DO NOT respond to the telephone number provided in the text. 1st Patriots will NEVER text you or leave voicemails requesting card holder information. Please contact the credit union immediately if you have questions or concerns at 803.366.6148 or 803.548.9270.  You may have received a letter in the mail from us recently describing the changes to Overdraft Protection that go into effect on August 15, 2010. These changes are mandated by the Federal Government and only apply to ATM/Debit Card transactions that cause your account to be overdrawn. In May, we started mailing out 'Opt-in' letters to all members who have a debit card or ATM card and have access to our Overdraft Protection services. If you haven't received a letter from us and want to opt-in (or out) for this service, please call 803.366.6148 or 803.548.9270 and we'll be able to discuss this change with you and take your request over the phone.       We are now on Facebook! Check our page out for regular promotions, photos and industry news. Become a 'Fan' of 1st Patriots FCU today!     1st Patriots Federal Credit Union Deposits at 1st Patriots Federal Credit Union are backed by the National Credit Union Share Insurance Fund (NCUSIF), a fund maintained by the U.S. Treasury. The NCUSIF is administered by the National Credit Union Administration, an agency of the federal government, which insures your savings up to at least $250,000 and $250,000 for IRA's.  Federal insurance protects your money in share savings, share draft/checking, money market, share certificate and retirement accounts. We also operate with a safety net of capital (undivided earnings and other reserves). Our capital ratio is one of the highest in the nation. It's just another reason why banking with 1st Patriots Federal Credit Union is the smart thing to do. Safe..... Sound..... Secure.....