Whatever your loan need is, we're here to help! In fact, we make borrowing money easier because we provide: Lower interest rates than most financial institutions Convenient repayment through automatic payroll deduction* or transfer from savings Disability insurance and credit life We also provide two GREAT loan enhancements by offering our popular "Skip-A-Payment" option and low cost GAP Insurance coverage for our new & used car loans.  * Payroll deduction repayment is based on electronic deposit of payroll from your employer. Please check with your employeer to see if electronic deposit options are available.                                           Vehicle Loans Available for new and used automobiles -- even RV's, boats, and motorcycles! 100% financing available Low rates (as low as 2.75% APR*) A variety of loan options and terms NADA and new car dealer cost information   Mortgage Loans The home you wanted, the rate you've been dreaming about. Competitive rates (as low as 5.50%*) Flexible loan plans Special loan options for qualified borrowers Refinancing options available   Home Equity Line of Credit Turn the equity of your home into cash Ideal for almost any type of purchase Competitive interest rates Convenient, flexible terms Revolving line of credit Interest may be tax deductible* *consult your tax advisor.   Personal (unsecured/secured) Loans For life's little mishaps or just because Competitive rates Flexible terms * All advertised rates are based on credit score and are subject to change without notice.    NEED ANOTHER TYPE OF LOAN OPTION? Contact 1st Patriots FCU Today! Toll Free at 1.877.366.6148 or (Rock Hill office) 803.366.6148 or (Fort Mill office) 803.548.9270.  1st Patriots Federal Credit Union: "We Put YOU 1st!"