Savings Opportunities for Everyone! Whether you are looking to save for your child's future or your own, we have options ranging from savings (share) accounts to individual retirement accounts to meet the needs of any generation. -- Look below for more information!                                                                                                      1st Patriots Account Options: Reaching your financial goals together. Savings (Share) Account  The first step in becoming a Member with 1st Patriots FCU Minimum balance/opening deposit of $5 Dividends paid quarterly Six FREE withdraws per quarter Share Certificates (CDs) 3-month, 6-month, 1-year, 2-year, 3-year and 4-year certificates available Minimum balance/opening deposit of $500  Dividends* paid quarterly and at maturity *Dividend rates are subject to change without notice. However, the rate established at the time the certificate is opened remains the same throughout the term of the certificate. Individual Retirement Accounts Enjoy your retirement -- you've earned it. 6-month, 1-year, 2-year, 3-year and 4-year IRA CD's available No minimum balance or opening deposit requirements on regular IRAs.  $500 minimum balance to open IRA CD's  Dividends paid quarterly Earnings grow tax-free until distribution and contributions may be tax deductible*  * Consult your tax advisor. Special "Club" Accounts A reserve for life's pivotal moments. Save for the holidays, year-end expenses, or a dream vacation No minimum deposit Competitive dividend rates CHECKING ACCOUNTS MADE SIMPLE Checking (Regular) A smart choice in checking -- reward yourself first! No minimum balance required Interest bearing accounts, paid quarterly  Nominal monthly maintenance fee ($3) for interest bearing accounts  Unlimited check writing with no per check fee Monthly statements for added convenience To find out more information about an account that will benefit you please contact our Rock Hill office at 803.366.6148 or our Fort Mill office at 803.548.9270.