Certificate Rates

Account Type

Min. Deposit

Dividend Rate
APR*

Dividend Yield
APY*

Dividend Period

3-Month Certificate

$500.00

0.149%

0.15%

Quarterly

6-Month Certificate

$500.00

0.199%

0.20%

Quarterly

12-Month Certificate

$500.00

0.399%

0.40%

Quarterly

2-Year    Certificate

$500.00

0.598%

0.60%

Quarterly

3-Year    Certificate

 $500.00 

0.896%

0.90%

Quarterly

4-Year    Certificate

$500.00

0.995%

1.00%

Quarterly

6-Month IRA Certificate

$500.00

0.199%

0.20%

Quarterly

12-Month IRA Certificate

$500.00

0.399%

0.40%

Quarterly

2-Year IRA Certificate

$500.00

0.598%

0.60%

Quarterly

3-Year IRA Certificate

$500.00

0.896%

0.90%

Quarterly

4-Year IRA Certificate

$500.00

0.995%

1.00%

Quarterly

 APR = Annual Percentage Rate
APY = Annual Percentage Yield
*Rates Subject to Change Without Notice. Early withdrawal penalities apply to CD's and IRA accounts. Rates accurate as of November 21, 2011.

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