|
Account Type
|
Min. Deposit
|
Dividend Rate
APR*
|
Dividend Yield
APY* |
Dividend Period
|
|
3-Month Certificate**
|
$500.00
|
0.10%
|
0.10%
|
Quarterly
|
|
6-Month Certificate**
|
$500.00
|
0.20%
|
0.20%
|
Quarterly
|
|
12-Month Certificate**
|
$500.00
|
0.40%
|
0.40%
|
Quarterly
|
|
18-Month Certificate**
|
$500.00
|
0.40%
|
0.40%
|
Quarterly
|
|
24-Month Certificate
|
$500.00
|
0.60%
|
0.60%
|
Quarterly
|
|
36-Month Certificate
|
$500.00
|
0.90%
|
0.90%
|
Quarterly
|
| 48-Month Certificate |
$500.00
|
1.00%
|
1.01%
|
Quarterly
|
| 60-Month Certificate |
$500.00
|
1.05%
|
1.06%
|
Quarterly
|
|
Junior Saver***
12-Month Certificate
|
$100.00
|
0.40%
|
0.40%
|
Quarterly
|
| 12-Month IRA Certificate |
$500.00
|
0.40%
|
0.40%
|
Quarterly
|
| 18-Month IRA Certificate |
$500.00
|
0.40%
|
0.40%
|
Quarterly
|
|
24-Month IRA Certificate
|
$500.00
|
0.60%
|
0.60%
|
Quarterly
|
| 36-Month IRA Certificate |
$500.00
|
0.90%
|
0.90%
|
Quarterly
|
|
48-Month IRA Certificate
|
$500.00
|
1.00%
|
1.01%
|
Quarterly
|
|
60-Month IRA Certificate
|
$500.00
|
1.05%
|
1.06%
|
Quarterly
|
*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
*Rates Subject to Change Without Notice. Early withdrawal penalities apply to CD's and IRA accounts. Rates accurate as of May 01, 2013.
**Deposits of $500 or more may be added to these terms without change in certificate maturity.
***Deposits of $25 or more may be added to these terms wihtout change in certificate maturity.
Senior Service Benefit - If you are age 55 or over, the rate for Share or IRA certificates is 0.15% higher than the rates listed above.
Rate Adjustment Provision - You may request a rate adjustment one time during the term of any certificate without change in the certificate maturity. |
