At 1st Patriots Federal Credit Union we strive to reach your financial goals, together. Whether you are looking to save for your child's future or your own, we are a full-service credit union and have options ranging from share accounts to individual retirement accounts. For more information read below... Account Opportunities Available Share (Savings) Account -- The first step to becoming a member Share Certificates (CD's) -- 3 month, 6 month, 1 year, 2 year, 3 year and 4 year certificates available Individual Retirement Accounts (IRA's) -- 1 and 2 year IRAs available. Enjoy your retirement! You've earned it!  Club Account Opportunities Available Christmas Club -- A great way to save for a dream vacation or holiday shopping Kids Club -- For youth from birth to age 12 Regular Club Account -- A great account for all adults young or young-at-heart  Share Draft (Checking) Account Opportunities Available Checking (No-fee draft) -- A smart choice in checking but without the fees Checking (Regular/Interest Earned) -- Small balance required but earns interest  More Ways We Put Our Members 1st: Skip-A-Payment Program -- For a small fee you can skip a non-mortgage loan payment when money is tight Direct Deposit -- Never stand in line again to deposit your paycheck Online Banking and Bill Pay -- Pay bills or transfer money between accounts in the comfort of your home Courtesy Pay Program -- Overdraft protection to avoid those embarrassing returned checks and fees FREE Visa Check Cards -- Use them anywhere VISA is accepted and the funds come directly from your 1st Patriots checking account FREE Notary Services -- Another perk of being a member Online Debt analysis -- Debt in Focus will help you prepare for a more secure future Other Services include -- Safe deposit boxes, Travelers Checks, collector coin sales, referral financial planning services, telephone support service  * Rates are based on credit score and are subject to change without notice.  BECOME A 1ST PATRIOTS MEMBER TODAY !  (Rock Hill office) 803.366.6148 or (Fort Mill office) 803.548.9270 or toll free at 877.366.6148